The following is an excerpt of David’s interview in Top Coaching Techniques.

David: A lot of things we spend money on are not adding to our life -cigarettes, for instance. If you quit those you would be adding to your health too.

Ingrid: I think that’s a whole other topic.

David: Instead of a gym, get into a training program with a friend. Ditch your cell phone for a few months until you are able to save. If you own a car, really consider writing a paragraph on how you could get around without a car. They drain money like nobody’s business. You can ride your bike or share a ride. When you can actually put a number on that and say, ‘Oh, look, I could save $5,000 this year.’ and that could go towards your goal, then you have the motivations to get rid of that expense.